Hello American Express! Let me tell you a few things.

1) My husband and I are married. We are one. This means that he nor I are primary cardholders. We use the card together and we both pay the bill together.

2) He doesn't allow me to use his password nor does he allow me to use the card. As a matter of fact, I'm the one who holds the checkbook.

3) In the future, kissing the butt of the spouse of the primary cardholder will do you a mountain of good.

It's been a real pleasure doing business with you.